Aetna

Contact your insurance provider directly or ask the clinic's front desk to verify your coverage before your appointment. Most clinics can check your benefits in real-time.

Direct billing means the clinic bills your insurance company directly, so you don't have to pay upfront for covered services. You only pay your copay or deductible at the time of service.

Some procedures like crowns, bridges, or orthodontics may require pre-approval. Ask your dentist to submit a pre-authorization request before scheduling major work.

You can still see out-of-network dentists, but you may pay more. Check with your insurance about out-of-network benefits and reimbursement rates.

Most Aetna plans cover two cleanings and exams per year at 100%. Some plans also cover fluoride treatments and sealants for children.